HOME EQUITY I

• Prime +1.00% lifetime rate*.
• 70% of appraised value minus first mortgage up to $200,000.
• 80% of appraised value minus first mortgage up to $100,000.
• 10 Year Draw

HOME EQUITY II

• Prime -.60% lifetime rate*.
• Up to 65% equity financed, minus any first mortgage up tp $200,000.
• 10 Year Draw

HOME EQUITY IV

• Prime -.25% lifetime rate*.
• 80% of appraised value minus first mortgage up to $100,000.
• Interest only payment during five year draw period.

HOME EQUITY V

• Prime +1.50% lifetime rate*.
• Non-residential or income properties up to 50% of property value, minus any first mortgage.

HOME EQUITY VI

• Prime -1.00% lifetime rate*.
• 100% of appraised value minus first mortgage up to $50,000.
• 10 Year Draw
• Maximum Loan Amount of $50,000

*All rates are variable and may change monthly.

Must be a member of Visions Federal Credit Union, a membership fee of $1.00 is required with a minimum balance of $25.00.

The minimum Annual Percentage Rate is 4%

The maximum Annual Percentage Rate that can be charged is 15.8%

You must pay certain fees to third parties. These fees generally total between $415.00 and $1,365.00. If you ask we will provide you with an itemization of the fees you will have to pay to third parties.